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Empodera Latina
Empodera Latina

Season 3, Episode 7 · 3 months ago

How to Generate Wealth through Investing with Linda Garcia

ABOUT THIS EPISODE

On this week’s episode we talk all things stocks and investing with CEO and wealth generator, Linda Garcia!

California native, Linda Garcia is a former marketing executive in TV and film who supported well-recognized TV networks, movie studios and streaming services specifically building programming catered to U.S. Hispanics. After 17 years, she parted ways and decided to create a weekly podcast that is aimed to channel one’s spiritual journey, Let There Be Luz. In 2019, she uprooted to Dallas, where Garcia has unraveled her life’s purpose to help heal the generational wounds in the Latinx community specifically tied to build wealth from a unique spiritual perspective. During the Summer of 2020, she launched her first beginners stock market course thus creating a community of Latinx investors on Patreon known as In Luz We Trust. 

You can join the community for BIPOC-Investing for Generational Wealth at @inluzwetrust and visit https://www.inluzwetrust.com/

Olama mris- and i am the founder of thelatina podcasters network, a platform created to globally amplify the voicesof latinas who podcast. I started my company because i wanted to hear thevoices of my community and my people reflected back into my ears. Well, thispodcast is dedicated to all of those dreamers and founders who decided thatthey also wanted to take a chance on themselves and create something fortheir community in an borata you'll hear stories from ceos to social mediaexperts, moms tech, company owners and leaders from across the world that areall ladinas here to share their stories with you, weekly stay tuned. Welcome back to another episode ofimputela tina podcast, i'm your host retables, the founder of the latinapodcasters network and also your favorite host for podcast. Today, i'mreally excited to have linda at sea back and if you don't know her name,you should probably get to know it now, because she is going to be your stocks.Guru linda, has been teaching a course called ream or wealth. Rolls everythingaround me and you might also know her as her past. In her past life, as inlucy trust linda, thank you so much for joining me today, rita. I thank you somuch for having me, i'm so excited to speak to you all today, awesome solinda. You got started on this journey with investments and now you'reteaching this course that's really caught on pretty big in the latin xcommunity. What was your inspiration for getting started? So it was definitely not something thatwas a plan. If you would have told me a couple of years ago that i was going tobe teaching folks how to invest in the stock market, i would have been likeyour speaking to the wrong person. Definitely not me, i'm not one to talkabout money. In fact, i've had so many false money. Narratives i've had somuch toxicity with my relationship with money so to be here today, actually teaching the course and having a groupof investors, mainly leppin investors is mind. Blowing like i don'tunderstand it. But to get to your answer to answer your question, i wasinspired by the pandemic and the crisis that we were facing. Ithink all of us had this. You know somewhat desire to help insome way. Whatever way that was, you know taking care of elders in your home,making sure your children are safe. You know storing up on toilet paper,whatever it was that you were called to like focus on you know. I think all ofus wanted to help other people, and one of the things that was very, very clearto me throughout my timeline, was that during crisis is whenmillionaires were born. I have been working on my relationship with moneyfor a really long time with no success, and one of the things that wasextremely clear to me was that in every single crisis this is when actual moneyis made, and so i knew i needed to lean into this crisis, and i wasn't lookingat the community for that. I was looking specifically at the stockmarket. I had already been an investor since twenty thirteen and i had turnedseven thousand dollars into four...

...hundred thousand dollars, and so i knewthat there was a big opportunity, even bigger than what i had already obtained,and so i wanted to lean into this opportunity inthe stock market. I knew it would end up crashing as soon as the virus hitthe united states. I had been monitoring it since you know early february late january,and one of the things that i wanted to help with my family. One ofthe folks that i really wanted to help was my family, my closest friends. Itwas like you guys have to invest. No one would listen to me rita. It was soannoying. No one would listen only two out of all of my familymembers, and you know i have a huge family like most of us do, and- and soi just took to the public like i just started, sharing on stories and waslike you, we have to invest. This is the time, and one of the things that irealized during that process is that people are just going to invest intothe stock market without understanding it. It's scary money is scary, and so i have this vision, and i see it clearly,but i have to help folks through that process, and so that is why i startedwell thrills everything around me. It was the pandemic, which is really awesome that you chosethat name right, especially talking about which i've been following you fora while, and i love how you always talk about these money wounds and like howyou know you've been able to basically like beat down the door and be like nomoney is not a thing to be afraid of. This is actually well generating, whichyou know for the latin x community or for women in general. It's like askingfor money is a problem right like it's always like, especially in ourcommunity. It's money has always been almost that like black sheet, because alot of us have had to start from nothing and create that space. So it'sreally interesting that you would name your course as so. What was where didyou come up with the name, because i know i know a little bit about your hiphop background, but i don't think a lot of people know so it was. I wasdefinitely inspired by wonting bootings for the children. You know cash rules, everything around me and ireally i mean i love that song and i wanted to take it a step furtherbecause you know it's easy for us to say cash and say money, but it's awhole other level to say the word well like that felt so foreign to me, and soi wanted to bring comfort to the to the word wealth and for me it wasn'tnecessarily like wealth rules. Everything around me externally. It waslike wealth rules. My mind well throws my heart, my body, my soul. It iseverything around me, nothing that can achieve be achieved externally, butinstead reflected so. If i can harness that harness wealth internally, then i knowi can exude it, and i know i can reflect it and it's not exclusive to me.It's a birthright for all of us m we're seeing a lot right now when yousay it's a birthright, almost of that passing of the torch of education fromone person to another- and i remember you speaking about like you- took seventhousand and turned it into four hundred thousand, so almost half amillion dollars. Who was the person who who passed thetorch to you like who taught you how to get into this space yeah? It was awhite man. It was a white man and a white man, a colleague of mine who had a really good heart honestly,because he didn't have to educate me for six months straight because it tookhim forever. He would come to my desk typically during like an earnings callor during a big meeting, and he would ask so have you started investing intonetflix yet and i'm like no like that's...

...just not for us. I was so scared and hewas very patient and during this time i was also reallytrying to understand money, mainly because i had gone from making thirteendollars an hour to making six figures, and i was terrified- i mentioned mytoxicity with money, so i was worried that i wasn't going to beresponsible with the amount of money that was coming in so as i'm asking theuniverse to give me a guide, here's this guide that feels like an annoyingfly that i'm just like get out of here. Like i don't invest in the market, wedidn't grow up in this way, we didn't have the conversations that you hadwith your parents, this space isn't for me, you know- and he was just very likepatient and nurturing and would show me his portfolio every time it would climbup and show me how much he made how much he had put in, and i took thatpage with me. I held it with me and i shared that with the community when ifinally got the guts to show my personal portfolio to share with myfamily to share with my friends. I understand that you're scared. I knowthat this feels, like you, know, a place we don't belong in, but i want toshow you what i've been able to do in the last few years. So i took just thepage right out of his book and i use that as a demonstration kit, and i feellike that, helps so much more than trying to bully my family into doingsomething that they don't fully understand. Yeah, it's almost like you want to ask themto let you borrow money and then just envision be like here you go. This iswhat i did with it almost to like prove to them. Hey. You know, i'm not messingwith you. This really does happen, and this is real right yeah. I i mean i don't blame them,because i feel like we're bombarded with saless pitches and we're bombardedwith get rich quick schemes and and the limb or whatever multi level, marketingand all these things right that it's. It feels like it's really hard tobelieve that you don't have to work for money and in actuality, that's one ofthe things that we really try to teach and wealth rules. Everything around methat the wealthy don't work for money. They may have very successfulbusinesses, but the majority of their money is actually coming from the stockmarket they're using the money that comes in from their business to investit even if it's a millions, billions they're using that money to work foritself, and so it's a space that we really need to get into. You describe yourself as a bull right.So what is the difference between a bull and a bear? Absolutely so in thestock market, there are two terms kind of like two teens, almost the bulls andthe bears. So many of you may know that famous bull, that's outside of the newyork stock exchange and that bull just is a representation of who the marketis, and so the bears have a very bearish energy is what welike to call it. That is when the stock market is going down or when a personbelieves that the stock market is going to go down. So the energy of a bear isvery much of fear. The bear will stand up and sort of scare you and shrink youalmost that's their tactic on how they, you know, navigate fear, so that bearis when the stock market is going down, or you believe that a certain stock isgoing to go down and a bull has horns and they'll just ripe right through you.That's their tactic on how they're going to move you out of the way orscare you or that's how they generate. You know like energy power fear, so thebulls in the stock market are folks to...

...believe that the stock market is goingto continue to go up or a specific stock is going to go up.So i am definitely a bull. I do feel ferish towards specific stocks, butoverall for the stock market, i am a total bull. I think we should all beinvesting. I think this is the key to building wealth and one of the easiestkeys in comparison to real estate or any other type of investment. It is really interesting because yousaid you worked for netflix and a lot of people who first start workingfor corporate america, sometimes get the opportunities to invest, but notall the time and one of the things that i was actually had a chance to talk to.I don't know if you're familiar with daddy silen sidis with latines from theblack to the board room. She is a podcast that talks about likeexperiences in tech for ladinos, and one of the things that she brought tolight was, which was kind of a little disheartening. Is that the latinecommunity? The percentage of those who work in tech, are actually they're for higher, but they're notactually working for the company, so they can't get investment optionsbecause they're not hired on as as a full time employee. Their contract, ithought that was really crazy and you know obviously i'm a huge fan of whatyou're doing, because you brought to light something that i even went backand talk. Now, i'm having conversations with my mother and my niece who's,seven years, who's, ten years old, just showing her the lines and thecandlesticks and seeing if she can pick up on the patterns and talking to her about her favoriteartist and be like all right. Well, let's figure out what you like and howyou kind of like how you broke it down to us like what do you already use?What do you like? How can we put something into here and then just watchit for the rest, you know just to get her on a very like elementary start off,and you know i can true. I completely you know attribute all of that toeverything that i learned with you in january, and i wish i would have beenable to keep going with it as much as that course really offered, but it seems like you're going awayfrom doing ream. So what is coming up next yeah? So you just gave me a good ideato write it down. So i am, i have retired. Well, throwseverything around me. I have two really big projects that are comingout soon, that as soon as our contracts are finalized, i will definitely bemaking that announcement and i think the departure of wealth rules.Everything around me will become folks will understand it, because it'ssuch a bull, it's become such a beloved course in our community and folks arealways like now. What where do i recommend? Whatresources are we going to be able to have during this point part like pointin time and i'm creating something so much better than wealth rules?Everything around me? I don't want to rest in it. I have to share that. Inthe last six months, we have come close to half a million dollars in revenuefrom the course alone, and yes, and so you can imagine, it's not an easydecision to sort of retire, something that has been the biggest revenue maker,especially speaking to someone that, like has been an entrepreneur for areally long time- and you know i've made very little money in two thousandand nineteen and two thousand and eighteen and the years prior to that. Ijust recently didn't audit on how much i made and how hard it's really been toactually get to where we are today, but we have to set it. We have to put itdown to rest because we've learned or i've learned so much in this last year-and i also you know i want to make something. That is a little different in that i really wantto see. The most investors come out of...

...everyone that gets to take the courseso right now, what we're seeing is about eighty percent of folks that takethe course start investing immediately about. Maybe ten percent have already kind of started investingbut are still not investing aggressively, and so we feel thatthere's about a twenty to fifteen percent rate where we can improve andmake sure that we're ushering folks all the way through the process. So it'sgoing to be more more of a long term experience. Maybe a six weeksexperience versus a crash course over the over two weekends. It's also reallyhard on me to speak straight for five hours on one day and five hours on thenext day. It takes a toll on my energy. It happens, you know every otherweekend, and so we really need to find a structure that is so much moresustainable where we can really scale the business, we're looking to become amulti million dollar company and we're looking to have multiple streams ofincome not just dependent on the course but other strings that we're currentlyworking on. As i mentioned, that will be announced soon. So it's like. Whyare you letting go of like your bread and butter and it's like because wewant to be better because we don't want to rest on what we've created we want.This is just the beginning. That's amazing. I mean you're basicallyand i believe this whole heartedly from the first time i met you, you just havea special energy about you and the things that you do just reallyrevolutionize the way that people look at things in our community and ourculture. So i really commend you for that and just taking a risk and that'sone of the things that you know. We need to see more people like you thatare willing to take a risk, and it's scary as hell, but you know what likejust do it because you could be the next multi millionaire. You know you s.Thank you so much. Thank you. Reade seven, looking in kanda is gutsho ethoplatinas combose in a spaniel, english is panguich. Siatista contanes podcastetchoe, the mohere comoro teal atina parcas, respond to omrahs in latinaccreators, commoto prasina besiten was to website latina podcasters pudao. You know- and i love how candid you areto on your social media, about just like the changes that you've gonethrough and one of the things that i thought was really awesome is, like youkind of touched a little bit about how you can you left the spirituality perspective or kind of like thespiritual circle of the community? What what made you do that like? Whatwas that, because you initially started off as being more of like a spiritual,i don't want to like say the wrong thing as far as like saying a spiritualguide, but really talking about utilizing your intuition, and it wasfunny because your intuition at a dinner was what caused this to continue.Moving like the momentum was, you were like no there's something about myintuition. That says that this is a good idea and you know. I really trulybelieve that that beautiful energy that you have is important, but i would loveto hear about you know what the change was for. You yeah. Thank you so much for bringingthis up, because i do feel like it's a really important topic and i justrecently like kind of publicly touched on it, and i hadn't touched on itbefore so. Yes, and what i like to look at as my past life, i had a podcastcalled, let there be lose and i would speak on my spiritual journey,something that started at a really really young age. Just to give you acontext. On my background, you know at twelve years old i stood upto my mom and told her. I wasn't going to do my first communion, which in avery catholic household that was like what h you can't do that and then...

...you know yeah. I would there was a creek by our houseand i would spend hours after school by myself at the creek really justenamored with nature, and i think, like the brilliance and the genius of earth,and so that's really where i feel my spirituality began to open up andthrough the years i then went to become a christian against my mom's, like youknow against our will at fourteen, and then you know at eighteen. I read thebible from cover to cover. I would just like smoke a joint and dive into intoyou know this holy book and then i went into buddhism and i went to dodifferent temples. It really feels like this search that i had of just seekinglike what is god you know who has got a d, and how do i play a role in this inthis world? What's my what's my job here? What's my mission and that it wassuch a rich experience and i really wanted to share it and that's why i lettheir be os the podcast was born. I learned so much via not just thatjourney, but a lot of books that i had read ever since my early is and then i started to really see the spiritualcommunity change and more so aggressively into twothousand and nineteen. I started to see changes and then two thousand andtwenty it was like. Okay, i don't want to be a part of this. It felt to me,like there weren't enough folks that were going through their own personaljourney. There was no journey inward and it was journey outward and itstarted to feel like a show, instead of a journey more like a performance, a lot of the times. When you hear folksspeak, i can hear where there's a lot of wounds just be a conversationand a lot of the folks that were stepping up in thespiritual community. I could hear their wounds and it was hard for me towitness this the space it felt the same as when i wanted to remove myself outof the church. That's kind of the same feeling i felt where i felt likespirituality was becoming the space that was had a level of toxicity thatno one was really paying attention to, and also that more vulnerable folksreally truly searching for healing latching on to these people, becausethey see their own wounds in them. So they attach themselves- and i just feltlike this- is it i'm done. I have to close this and- and i have to go insearch in another space, and so it wasn't even necessarily go in search.It was kind of like i have to go inward and that's when the start of thepandemic happened and it just kind of aligned- and it made me understand thateverything is in divine timing, that you know i had to open my heart andtrust that this was a chapter i had to close in the same way like wealth rules.Everything around me, that's a chapter i have to close like we have tocontinuously evolve. That to me is the biggest key in life, is evolution andthat there is mastery of nothing. So, every time i hear like masters comingup in certain spaces, i'm like, oh, my goodness, wow- that's a good point to make, becauseyou know we are continuous journey, we're on a continuous learning journeyright, like even physicians and doctors. They literally, they call them doctors,but they are practicing medicine for the rest of their lives. They neverstop practicing medicine and if a doctor is a doctor quote unquote, buthe is continuously practicing. His trade you'll never truly be a master ofanything. We just understand things at a different point right, everyone's ona completely different journey in their...

...own lives. So i think that's a reallygood point that you brought up there yeah. I think so. So it was a harddeparture, but one that's necessary and not necessarily even hard. It was justme practicing my spirituality in private, not participating to this show. So do you still use your intuition withthe stock market? Always it's key! It's my key component with my stock marketwith my business with stocks that i'm picking like thevision i foresee like. Can i see it into the future? If i can't see it intothe future and then i don't, i don't need to partake in that investment. Soyeah, it's key, i mean intuition, is everything it's our it's our essence yeah. It's like our guiding light, butwe already have inside of us. But how do you, if a person, let's say, does itnecessarily know how to tap into their intuition? How would you tell them togo abouti kind of like clearing out the noise, because sometimes that's reallywhat's stopping us from hearing ourselves is like the noise? So howwould someone hey you know what first she got it, because i do love that partabout your course. In general is like you telling people, we got to clear themoney wounds, but that just sounds like in general. We have to work throughlike finding back to the root of who you are and like reconnecting to thatspace yeah. So my favorite way to do this andthe reason why the podcast even started was via my period, which i know soundssuper crazy, but that's how this entire. I guess like that was the that's thefoundation of wealth rules. Everything around me it's my period really in allessence, if we want to boil it down, i started to receive really big messages. While i was on myperiod via my intuition and then one day i get my period, and i hear my intuitiontell me that i received it today for a reason and at the same time i am looking on instagram and i see the postat that. It's a new moon and i freaked out because i knew thatthat was tied together. So i went down this huge rabbit full and i started todo all of this research and i learned that our menstrual cycles are in syncwith the moon, and i had never heard this before. This was back in like twothousand and fifteen. It was something that was, or it was two thousand andsixteen it was something that was new. I never heard this and i felt like itwas another one of those things where i was telling my friends and family. Canyou believe that we are instinct with the moon and, if you're on, if you'retaking pills, you're, not instinct you're, not even having your period anddid you know the back? In ancient times, men actually protected women, whilethey were on their moon, they put them intense and they gave them the tribesproblems. The communities, issues and women were known to be able to speak togod during that time and come up with solutions to the tribes problems. So iwas like what and i just went down that rabbit hole, and that is my favorite tool to use,because it's something that is so intimate you don't have to listen toanyone outside of yourself. So you already start to practice. The journeywithin you've been taught how to hate your period. You've been taught howpainful it is, how smelly it is, how disgusting it is. How you've beencursed with this experience once a month. But what you haven't been toldis the truth, and that is that this is actually sacred and that part of thereason why men have even started sacrificing animals to begin with wasbelieved because they were trying to obtain that same ritual of generatingblood and giving it to the gods,...

...because this was something that womenwere able to do naturally and since they were able to speak to intuition atthe strongest point during this time. So just like remind going down thatprocess and i have an entire podcast on it- let there be lose wherever youlisten to podcast, where you can go through this journey with me and movecloser to yourself. So to me, that's the biggest tool thatwe have naturally within our bodies. You know it's really funny, because iremember catching up with you here in houston, for the voter drive with abunch of teenagers and you're trying to explain this to all these kids and iwas shocked because i would, in my generation these kids, we would havebeen laughing. It would have been a whole thing that these kids, this andfrom that point on, i realized at this next generation of kids- are just goingto be absolutely phenomenal, but they absorbed everything you were talkingabout and they were even asking more questions and depth. Boys and girlswere asking about and it was actually more boys. I think that were askingabout the questions on the period and how they can actually tap into theirown femininity, and i was just like in awe of all of the students listening tothis conversation that you're having about the menstrual cycle and how howpowerful it is. So from that point on. Ladies, listen, stop being afraid aboutbeing emotional, maybe there's a reason there might be a stock. You need to tapinto out. There go look at the market while you're on your period. You neverknow that emotion might be something that you need toinvest in, but you know i agree with you a hundred percent. I think it istime for us to re tap into that femininity, but not just the femininity,like embracing the beauty of what our body actually has the capability ofdoing yeah. It's such a powerful vehicle and we're constantlymistreating it. You know whether it's with our thoughts or actual words,which is even worse in actions that we'retaking and it's just we just don'tknow right when we know better. We do better. That's right, that's right! So, lindaall right, we are now, let's say we're now masters of the stock market. Now iremember when you first started doing ram you weren't really talking aboutcrypto. This was kind of more fixed on the stock market, which is greatbecause, obviously it's not as volatile as the crypto market is. But what doyou see moving forward for cryptocurrency? I definitely believethat blockchain technology, that crypto currency is the future. I believe thatat some point in time those that are that regulate these systems willeventually have to accept it as an actual currency. It's not acceptedright now i mean we have like worn buffet. You know and charlie mungeraggressively hating on crypto and how it's disrupting the banking system- andi get it like the banking system- was their thing. You know that wassomething that was like their era, but things are changing now and i think, assoon as that era is ushered out completely as soon as thattransition happens, we are going to see you know the aggressive changes of anew currency, we're seeing them already right now, but we need for. We needthere to be some sort of regulation surrounding, or at least anannouncement where it's finally accepted as a currency. We know elsalvador has done that, which is a huge move for crypto currency in general, isso awesome very exciting mutes, and i think that other countries are going tofollow in pursuit. So we need to look at this as a baby currency think aboutwhen the dollar was born, so it's time for us to actually startlooking at this as a viable resource and an investment and a new asset class.

Obviously we need to be very carefulbecause it is not regulated. There's a lot of fake coins that are poppingpopping up every single day, so we need to be mindful that we're investing intocoins that are actually legit. My current investments are in big coin anytherium and those are just the ones that i feel the most comfortable in,because you know they have a reputation so yeah. I definitely think it's thefuture. I'm excited for these types of changes, the disruption of the bankingsystem, a system that has been oppressing people of color. For far tolong. We are revolutionizing the game. It's incredible absolutely- and you know i brave about this, because i talked to my brother back in novemberabout t coach coin, and i was right before you're taking your class. I wason dropping hood, i'm not! This is not an ad for robin hood, so please won'tdownload this app. You should probably go on fidelity, which is free, and youwould learn that from linda, but but or you know, quin base or whatever youwould get your crypto currency, but he listened to me and he purchased acouple of coins at that point and it's skyrocketed and he was lucky to makethe smart moves of watching it. But he was like it was most stress. I've everhad in my life, but he watched it and it was just like something so awesometo be able to say you know we can pass on this knowledgeto somebody else to be able to also create wealth and continue to createwealth. It was. It was such a great feeling to pass on that information andlike now, i'm like. No, now you have to diversify your investments, and now youneed to get so like it's just like you know you have you want to protect oncethe wealth is there. You want to protect it to and making sure thatpeople make those smart decisions, but i'm curious to hear what your thoughtsare on dodge coin because it tends to be. It seems to me that it's becomingthe crypto currency of the people is what i describe it as. But what areyour thoughts on dolge point? I love dogecoin. I love a good mean stock.Don't get me wrong, i really love a good mean stock. I know it's a cryptocurrency, but i love a good mean investment and i think, out of thecrypto currencies. You know dog is definitely the meane. We have. You knowthe amc of t e, the means of the stock market, and so i love to see thosetypes of experiences because, as you mentioned, it is for the people andwe've seen how people can rally around something anc and game. Stop is areally great example of that in the stock market and how we can almost flexour power doge starting off as a joke, and this is what i mean like it startedoff as a joke right. You invest in it because it's something that brings youjoy, it's something that makes you happy to be part of like part of acommunity part of the people and that's why you're investing into it d. I thinkit becomes extremely powerful when it becomes more of a viable source likewhat we've experienced like the uptick indulge and more folks being ushered in. I love it. I think it's great i love to.I don't necessarily participate more because my risk, my level of risktolerance, isn't there, and i think that you have to have a high level ofrisk tolerance and you can find out what that's like if you participate inyou're like oh, my gosh, it was stressful, but i can handle it or itwas stressful because i've never experienced this before or it wasstressful, and it was amazing because i didn't realize how money literally doeswork for itself and you don't actually have to lift a finger for it. So ithink it's a great learning experience. I try to not be so risk taking, although if yousome people, look at my portfolio and they're like you're invested in teslayou you know that feels risky in, but to me it doesn't so i think it justdepends from person to person, but i love what doge has done. I think dodgegame stop and amc have really ushered...

...in a whole new type of investor. What ireally really hope is that, just like you said that they're diversifyingunderstanding the risks and moving money into other places that nowthey've established sort of a love, a comfort level in investing yeah. I think it's great yeah and then also remembering thatthose dollars that you win there is taxes to pay. If you pull out ye, it'snot just like you can have this money, i mean it's there right, it's yourmoney, but there's also taxes to pay, so just something to keep in mind,because capital gains is an awesome. Tax uncle sam will acura, always alwaysalways all right linda. So if we were sittinghere talking to linda at ten years old, what do you wish you would have knownthen that you know now? I think i would have wished to have known that thingswere definitely going to get harder. I think a heads up of i know it's beenrough. I know the first ten years have been rough, but the next ten years are going to be.Even worse and you're going to find a you're going tohit a place where you're going to want to give up- and i just want to tell you thank you for not giving up- that'sbeautiful, you're gonna make me cry girls. You know, i think so many people gothrough so many different journeys and we never know what they're going tolook like in our lives. But i'll tell you one thing: if little linda islooking at you right now from this side should be like. Yes, we did it likewe're, so excited right now, so you know it's so much to celebrate,especially when we get a chance to like turn around and look at the you knowtalk to the girl who was back there who went through that journey and i'm sorryfor whatever you went through, but i am so damn proud of you that it isunbelievable and you know hopefully everybody out. There continues tofollow you and here's your advice on all of this amazingness that you'redoing for yourself and for the community and helping people createthem their own. Because i mean that's, that's insane right. It's like one ofthose things where you're like okay, i made it. So let me help everybody elsemake it too, and that is like in and of itself just a great sign of achievement. Thank you. Thank you, rita. I receivedthat. Thank you, i'm a huge champion about. Like i loveyou know, obviously, one of the reasons why i wanted to start doing thispodcast is because when we were growing up, there wasn't always people to lookup to or there even now, sometimes it's still challenging for mo headed lettingus to find like an inspiration or to find a place to fight. You know to lookat to say: oh, this is a role model or this person in my community is actuallycreating this. So i don't have to go outside of the box or look to somewhereelse to connect. There's people who are already doing it here. Yeah, it's important work. We need it,we need it continuously. We need more of it yeah. So, what's one thing thatyou would tell everybody who's listening right now about investinglike the one golden rule? Obviously we have the intuition thing right, butwhat's the one golden rule that you would tell everyone about investing?Yes, the number one golden rule for me is pleasee. Understand that this isn't toget rich quick scheme. That's that's...

...the first little caveat to what i'mabout to say and that capital growth is created via a long term. Investment and cashflow is created via a short term investment. So the key here is tocreate capital growth. What we want to do is build generational look, and so iwas able to turn seven thousand dollars into half of almost half a million.It's actually over half a million. Now it's the those four hundred thousanddollars have now grown by a hundred and twenty thousand dollars. So ittechnically is over half a million now, but i was able to do that because imade a long term investment. I was disciplined and patient and that'sgoing to be the ultimate key trust me. Don't try to think that you're, smaller,smarter than the market don't try to sell in and out of small positions,you're going to have to understand that leaving it in there is going to be key. Are you a podcaster and having troubletrying to get an audience to connect to your podcast? Well, we have a solution.Join the largest global platform in the world for latinas who podcast lettingup podcasters. Add your podcast to the directory and you'll get a lot morelisteners ip to your podcast for more information. Go to that tina!Podcasters! Oh wow, okay, linda! So i'm a jagellothe power hour or loathe full it right, and so during this time we shoot offrapid fire questions. You just have to answer the first thing that comes toyou at the top of your head, just like quick bloom grown boom, and it helps usget to know who you are just a little bit better. Are you ready? Yes awso? What is your go to karaoke song de se by bicky? What's the last song you listen to onspotify, it was a tyler, the creator song, a newsong he just put out. So i don't know the name. What eleven novellas did you watchgrowing up, brosan simplement maria kingsand houn? That was a good one too.Who is your favorite family member? Sometimes my daughter, sometimes my son good answer good an do. You have family holiday traditions. We do. We have a gingerbread makingcontest every christmas morning, at's my favorite, who would be your dream guest on yourfuture podcast for finance, i'm putting it out there into the universe whoknows but wow, okay, so right now, in this momentit would be rachel rogers who just wrote the book. We should all bemillionaires. That would be my dream guest nice did you have a nickname growing up? I i had a gang name, my oh my gosh. I can't believe a toshare this. I was in a gang and my nick, my game name-was crazy. Google, crazy, google cookin, like gogo, crazy,yeah, like sane in member. Basically, yes,you didn't want to mess with me yeah.

Well, look at that now you're nowyou're influencing the market, so you go as the cristo in the market. Thereyou go if there were twenty five hours in aday. What would you do with that extra time? I would sleep in bed. I think everybody almost everyone woulddo that like yeah yeah. Everyone goes into that. I think i would sleep so and then i have one last questionfor you. If to morrow, you woke up and you hadten million dollars, someone put ten million dollars in your bank account.How would you spend it? I would buy land, i would buy more land. I would put somein the stock market and i would be an investor for my daughter's school, so iinvest in the land for the school l a lot of land, a lot of land. Of course iwould donate to an organization specifically for teen, moms and yeah. That sounds about right. It sounds like a good portfolio, i realestate stock market and then investing in the future and on profits. So youheard it here you guys. This is how we're supposed to be spending. Ourmoney from the latina lad nex guru of the stock market linnaea. It has been apleasure having you here. Do you want to share any last things before we headup? I just want to share that. It isimportant for us to understand how money will work for us. It is one ofthe biggest revolutionary acts that we can participate in. It is one that, forme, i believe, creates actual change not only in our personal lives, but inthe lives of our children, nieces, nephews, extended family members,friends and community. That money is not the root of all evil. It issomething that is our birthright. We deserve abundance, we deserve wealthand we deserve to have freedom in choices and experiences. Well, on that note, everybody thinks somuch for joining us in in paletan. Podcast stay tune for the next episode, thanks for tuning into an buldana dinapodcast, with your host read about tisa, i'm hoping that you got a chance tofill yourself up with amazing, empowering stories from that vinas,like you, and i for more information on labino podcasters network go to latinapodcasters com. We also have a directory of over seventy podcastlisted there, all made by la dina and latin x. Podcasters follow us oninstagram facebook and all your social media platforms and don't forget torate and subscribe to this podcast and remember, keep it positive or don'tkeep it at all. I.

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